Sumter County Homes under $400,000

Sumter County Homes under $400,000

Welcome to Sumter County, Florida—a hidden gem that perfectly blends natural beauty with a vibrant community spirit. Nestled in the heart of Central Florida, Sumter County boasts lush landscapes, charming small towns, and a rich cultural heritage that makes it an ideal place to call home. Known for its warm climate and friendly atmosphere, this county offers a unique lifestyle that caters to both retirees and families alike.

One of the most appealing aspects of living in Sumter County is the affordability of housing. With a diverse selection of homes available for under $400,000, you can find the perfect abode without breaking the bank. Whether you’re looking for a cozy single-family home, a modern townhouse, or a spacious property with room to grow, Sumter County has something to fit every taste and budget.

Imagine waking up to the serene sounds of nature, with access to beautiful parks, hiking trails, and nearby lakes for outdoor adventures. The county's strategic location provides easy access to larger cities like Orlando and Tampa, ensuring you can enjoy the excitement of urban life while retreating to your peaceful sanctuary at the end of the day.

Sumter County is also home to a variety of local shops, restaurants, and community events that foster a strong sense of belonging. With its welcoming neighborhoods and affordable housing options, Sumter County is not just a place to live; it’s a place to thrive. Discover your dream home today and embrace the enchanting lifestyle that awaits you in Sumter County!

Newest Sumter County Homes under $400,000

7764 June Lane, Wildwood
$240,000
3 Beds ⋅ 2 Baths ⋅ Beaumont Ph I SubDv. ⋅ 34785 Zip Code
Short Sale. "SHORT SALE!! SHORT SALE!! Seller accepting CASH and Conventional financing ONLY!! Needs TLC. Bankruptcy short sale will take about 120 days to get response from lien holders. Welcome to 7764 June Lane, featuring a 3-bed, 2-bath single-family home offering 1,810 sq. ft. of modern, open-concept living. Built in 2021 in the highly desirable Beaumont Community, this property blends low-maintenance ease with premium features like granite countertops. Enjoy ultimate convenience with lawn care, cable, and internet completely included in your dues. Situated just moments from The Villages, I-75, and Florida's Turnpike, you are perfectly positioned for easy commuting and endless dining, shopping, and entertainment. Don't miss this opportunity schedule your private tour today! All information believe to be accurate but should be verified by buyer and/or agent.

7764 June Lane, Wildwood
3323 Windswept Way, Wildwood
$347,740
3 Beds ⋅ 2 Baths ⋅ Highfield At Twisted Oaks Ph 2 SubDv. ⋅ 34785 Zip Code
Under Construction. Pulte Homes is Selling in Twisted Oaks! Enjoy all the benefits of a new construction home in the charming city of Wildwood, Florida, just 2 miles west of The Villages! This new home community offers a resort-style pool with an open cabana, playground, green space, and dog park. This popular Crestmere floor plan, with an open-concept home design, has everything you've been looking for. The designer kitchen showcases a large kitchen pantry, a spacious center island, white cabinets, quartz countertops and Whirlpool stainless steel appliances, including a range, microwave, refrigerator and dishwasher. The bathrooms have matching cabinets and quartz countertops, and dual sinks and walk-in at the Owner's bath. Luxury vinyl plank flooring flows through the main living areas, complemented by modern 18”x18” tile in the baths and laundry room, while stain-resistant carpet adds comfort to the bedrooms. This home also features a convenient laundry room with washer and dryer, sliding glass door that opens to an extended covered lanai, perfect for outdoor entertaining, and a 2-car garage. Additional upgrades include a floor outlet in gathering room, cabinet hardware and a Smart Home technology package. Situated on a private homesite with no rear neighbors, this home offers the perfect combination of privacy and resort-style convenience. Enjoy peace of mind with Pulte’s transferable, 10-year Limited Structural Warranty that covers materials and workmanship in the 1st year, workability of plumbing, electrical, HVAC, and other mechanical systems through the 2nd year, various types of water infiltration and internal leaks through the 5th year, and the structural integrity of the home through the 10th year. Plus, we’re currently offering limited-time incentives and below-market rates!

3323 Windswept Way, Wildwood
1563 Eastover Terrace, The Villages
$399,900
3 Beds ⋅ 2 Baths ⋅ The Villages SubDv. ⋅ 32162 Zip Code
Virtually Staged. PRIME MALLORY SQUARE LOCATION, NEWER ROOF (2024), GAS RANGE, 18x18 SCREENED LANAI & 13X9 OPENED SCREEN PATIO AND JUST MINUTES BY GOLF CART TO LAKE SUMTER LANDING! Discover this charming, MOVE-IN READY Hawthorne Floorplan in the desirable VILLAGE OF MALLORY SQUARE, featuring 3 BEDROOMS, 2 BATHROOMS, a 2-CAR GARAGE, and beautiful curb appeal! Step inside to find distinctive HERRINGBONE PARQUET FLOORS, VAULTED CEILINGS, and a spacious Living Room flowing into the Formal Dining Room with TRAY CEILING. The well-appointed KITCHEN features a GAS RANGE, CENTER ISLAND, generous cabinetry, PANTRY WITH PULL-OUT DRAWERS, COFFEE BAR, and adjoining Dinette. Enjoy Florida living on the spacious 18x18 SCREENED LANAI and additional 13x9 OPEN PATIO, perfect for entertaining or relaxing outdoors. The PRIMARY SUITE offers a TRAY CEILING, CUSTOM MURPHY BED, DUAL CLOSETS, and En-Suite Bathroom with DUAL SINKS, HIGH COUNTERTOPS, TILED SHOWER, and PRIVATE WATER CLOSET. Two additional bedrooms provide flexibility for guests, a HOME OFFICE, or hobby room, with built-in shelving. The INDOOR LAUNDRY ROOM includes a WASHER & DRYER, window, and storage closet. Additional updates include a NEW GARBAGE DISPOSAL. Conveniently located near the MALLORY SQUARE POOL, COCONUT COVE RECREATION CENTER, and MALLORY HILL COUNTRY CLUB, with shopping, dining, and NIGHTLY ENTERTAINMENT just a short golf cart ride away at LAKE SUMTER LANDING! Enjoy everything THE VILLAGES lifestyle has. SCHEDULE YOUR PRIVATE SHOWING TODAY!

1563 Eastover Terrace, The Villages
4551 Live Oak Trail, Oxford
$384,090
4 Beds ⋅ 3 Baths ⋅ Grand Oaks Manor SubDv. ⋅ 34484 Zip Code
Under Construction. Designed for effortless living, this new single-story home features an open-concept layout that seamlessly connects the kitchen, dining room and Great Room, near a covered porch that extends the living space outdoors for easy entertaining. The generous owner's suite offers a private retreat with a walk-in closet and en-suite bathroom, while three additional bedrooms provide comfortable and versatile spaces for both guests and residents.

4551 Live Oak Trail, Oxford
12025 Lakeshore Way, Oxford
$230,500
2 Beds ⋅ 2 Baths ⋅ Lakeshore SubDv. ⋅ 34484 Zip Code
Under Construction. Located in Oxford, Florida, just minutes from shopping, dining, and entertainment. Lakeshore offers a peaceful, cottage-style living experience with exclusive access to private amenities, lush green spaces, and a welcoming neighborhood atmosphere. Come see this new construction home ready to move in. The Sunny Isle is a gorgeous cottage home that encapsulates the Florida living experience, featuring front/rear porches to enjoy the sunshine. • Spacious open concept layout in the living area. • Large kitchen island. • Dedicated Laundry Room with side-by-side, full-size washer and dryer. • Luxurious primary bathroom.

12025 Lakeshore Way, Oxford
3621 Umbrella Tree Lane, Oxford
$163,500
1 Beds ⋅ 1 Baths ⋅ Lakeshore SubDv. ⋅ 34484 Zip Code
Under Construction. Located in Oxford, Florida, just minutes from shopping, dining, and entertainment. Lakeshore offers a peaceful, cottage-style living experience with exclusive access to private amenities, lush green spaces, and a welcoming neighborhood atmosphere. Come see this new construction home ready to move in. The Madeira is a thoughtfully designed cottage that is space-efficient while emphasizing a light and airy interior. • Covered front and side porch. • Quartz Countertops throughout. • Large bedroom. • Spacious living area.

3621 Umbrella Tree Lane, Oxford
519 Huey Street, Wildwood
$229,500
2 Beds ⋅ 1 Baths ⋅ Orange Terrace SubDv. ⋅ 34785 Zip Code
CHARM, CHARACTER & ROOM TO ROAM ON OVER HALF AN ACRE! Welcome to 519 Huey Street, where classic Florida charm meets opportunity in the heart of Wildwood! Situated on a spacious .56-acre lot with NO HOA, this 2-bedroom, 1-bath home offers 1,264 square feet of living space, an attached two-car garage, and the freedom to make this property your own. Built in 1955, this home offers the character of an established property with original hardwood flooring and inviting living spaces. Recent improvements include updated ceiling fans and light fixtures, along with electrical and general maintenance work. Fresh staging highlights the home's comfortable layout and welcoming atmosphere. The spacious property provides plenty of room to enjoy Florida's outdoor lifestyle, whether gardening, entertaining, or simply relaxing. The attached two-car garage offers generous space for vehicles, storage, or hobbies. ADDED BUYER VALUE! The seller is offering up to a $11,000 credit at closing toward roof replacement, subject to contract terms and lender approval. A 13-month home warranty is also included at no additional cost to the buyer, subject to warranty terms and coverage. Conveniently located near downtown Wildwood, shopping, dining, and The Villages, this property offers space, character, and possibilities that are increasingly hard to find. Discover the potential of 519 Huey Street and imagine making it your own!

519 Huey Street, Wildwood
1815 Alton Avenue, The Villages
$395,000
3 Beds ⋅ 2 Baths ⋅ Village Of Linden SubDv. ⋅ 32163 Zip Code
Hey There! I'm a Jasmine, and I have a little something special** Tucked away in the Village of Linden, I'm a charming 3-bedroom, 2-bath home with BLOCK & STUCCO construction, a TWO-CAR GARAGE, beautiful landscaping, and a wonderfully PRIVATE BACKYARD! Step inside and you'll discover my spacious living room, separate dining room, and a kitchen with a flexible space that's perfect for a cozy breakfast nook or even a HOME OFFICE! Why give up a bedroom when you can have a dedicated workspace right off the kitchen? I also have a desirable SPLIT FLOOR PLAN, with two guest bedrooms and a bathroom tucked into their own private wing, complete with a POCKET DOOR for added privacy. It's perfect for visiting family and friends! And don't forget my convenient INTERIOR LAUNDRY ROOM with a utility sink and storage closet. But here's one of my favorite features! Step into my GLASS-ENCLOSED, AIR-CONDITIONED LANAI, complete with screens, where you can relax and enjoy your private retreat year-round. And here's a bonus: THIS SPACE IS NOT INCLUDED IN MY REPORTED LIVING SQUARE FOOTAGE! With a PRIVACY WALL behind me, you'll enjoy additional space to spread out and relax without neighbors looking directly into your backyard. It's a wonderful spot for morning coffee, reading, or entertaining friends! I'm conveniently located near EASTPORT, MAGNOLIA PLAZA, and RIVERBEND RECREATION CENTER, putting shopping, dining, recreation, and entertainment within easy reach. I've got room for guests, a place to work, extra space to relax, and a location you'll love. I'm not just another Jasmine! Come see me, I might be exactly what you've been looking for!

1815 Alton Avenue, The Villages
1659 Susan Avenue, The Villages
$309,000
2 Beds ⋅ 2 Baths ⋅ Blake Villas SubDv. ⋅ 32163 Zip Code
Hello! I'm a Sapphire, and you don't see many homes like me! Located in the Village of Monarch Grove, just around the corner from Eastport, I'm a charming 2-bedroom, 2-bath home offering 1,434 square feet of comfortable living space, and best of all, **I HAVE NO BOND!** My floor plan is a little different, and that's what makes me special! I have a spacious living room, a separate dining area, and a generously sized kitchen with plenty of cabinets and storage. I even have a dedicated interior laundry room, not just a laundry closet! And you'll find **NO CARPET** anywhere inside. But here's where I get really interesting! I have a one-car garage PLUS a separate, completely insulated golf cart garage that has been used as a craft room. Need a home office, hobby space, or somewhere to get creative? I've got you covered! Prefer parking your golf cart? The space can be converted back to its original purpose. You won't find a traditional screened lanai here. Instead, I have a delightful **English cottage-style garden** along my side, adding a little charm and personality to my outdoor space. There's also a privacy wall behind me! I'm **PARTIALLY FURNISHED**, too! My location puts you close to Eastport, Sawgrass Grove, Magnolia Shopping Plaza, shopping, dining, and entertainment. I'm not your everyday floor plan, and that's exactly why you should come see me! **A Sapphire with flexible space, a charming garden, a fantastic location, and NO BOND!**

1659 Susan Avenue, The Villages
3331 Roanoke Street, The Villages
$250,000
2 Beds ⋅ 2 Baths ⋅ Villages/Sumter SubDv. ⋅ 32162 Zip Code
Virtually Staged. Your Florida lifestyle starts here, with the opportunity to make this home truly your own! Located in the Village of Belle Aire in The Villages®, this 2-bedroom, 2-bath Austin model offers a comfortable layout, versatile living space, and plenty of potential to add your personal touch. What makes this home especially interesting is the bonus room, offering flexibility as a home office, den, or hobby space, with the potential to be converted into a third bedroom with appropriate modifications. Whether you're looking for additional room for guests or simply want a space that fits your lifestyle, this home gives you options. The split-bedroom floor plan provides separation between the primary suite and guest accommodations, while the living and dining areas offer an inviting space for everyday living. The kitchen features generous cabinet storage, pull-out shelving, a gas range, stainless steel refrigerator and dishwasher, and a convenient breakfast bar. The primary suite includes a walk-in closet and private bathroom, while the guest bathroom features a tub/shower combination. Step outside to the wrap-around patio, where there's room to enjoy your morning coffee, fire up the grill, or relax after a day exploring The Villages®. **And here's something worth knowing: the roof was replaced in 2020, the water heater was installed in 2020, and there's NO REMAINING BOND BALANCE.** These are important considerations when choosing your next home. Just a short golf cart ride from Tally Ho and Fox Run golf courses, Savannah Regional Recreation Center, and Mulberry Plaza, you'll enjoy convenient access to recreation, shopping, dining, and entertainment. Whether you're searching for a full-time residence or a seasonal Florida getaway, this home offers a chance to settle into an established Villages neighborhood and create a space that reflects your own style. The location, the lifestyle, and the opportunity are all here. Now it's your turn to make it yours. Schedule your private showing today!

3331 Roanoke Street, The Villages
20104 Sandalwood Drive Unit 104, Wildwood
$114,900
2 Beds ⋅ 2 Baths ⋅ Sandalwood Condminium SubDv. ⋅ 34785 Zip Code
Welcome to this ground-floor, Move In Ready, 2-bedroom, 2-bathroom, 1,100 sq. ft. condo in the sought-after Sandalwood community, offering maintenance-free living with fantastic potential to add your personal decorative touch! Situated with NO age restrictions just minutes from The Villages, Brownwood Paddock Square, I-75, UF Urgent Care, Publix, Home Depot, dining, and shopping. Inside, the open-concept layout is bathed in natural light and captures amazing, tranquil views of the scenic golf course. The smart floor plan includes a versatile enclosed sunroom—ideal for a home office, den, or hobby space—and a rare dual-entry design that provides a private entrance for the guest suite. Bring your custom design ideas—the major mechanicals are already completed with a 2021 A/C, 2021 water heater, 2021 dishwasher, and a brand-new 2026 washer/dryer combo. Low-maintenance living gives you plenty of time to enjoy the community pool, clubhouse, picnic pavilions, and brand-new pickleball courts. The seller is offering a $5,000 upgrade credit to the buyer at closing! Whether you are looking for a winter retreat, primary residence, or turnkey rental investment, you don’t want to miss this condominium!

20104 Sandalwood Drive Unit 104, Wildwood
766 Cr 485a, Lake Panasoffkee
$222,000
2 Beds ⋅ 1 Baths ⋅ Panasoffkee Retreats SubDv. ⋅ 33538 Zip Code
Enjoy the beauty of waterfront living on a spring-fed canal leading to the beautiful waters of Lake Panasoffkee! This charming 2-bedroom, 1-bath home features an additional room currently used as an office, a metal roof, a chain-link fenced yard, and a convenient carport. An enclosed family room with a bar provides the perfect spot for entertaining family and friends. Step outside and enjoy the waterfront amenities, including a boathouse, seawall with steps leading down to an aluminum dock, and a fish-cleaning sink, making it easy to clean your daily catch. A tool shed provides additional storage for your outdoor gear. The additional lot expands your possibilities with an RV pad and hookup, a detached screened enclosure, its own separate seawall with steps leading to a second aluminum dock, and a fire ring for gathering around outdoor fires. Enjoy the natural surroundings and an abundance of birds that add to the peaceful waterfront setting. With two waterfront access points and room for recreational vehicles, this unique property is perfect for boating enthusiasts, fishing lovers, weekend adventurers, or anyone seeking a relaxing waterfront retreat. Featuring the charm of Old Florida living, this property invites you to slow down, enjoy the outdoors, and experience the beauty of life on Lake Panasoffkee. Bring your boat, fishing gear, and love for the outdoors! Equal Housing Opportunity.

766 Cr 485a, Lake Panasoffkee
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