Sumter County Homes under $250,000

Sumter County Homes under $250,000

Welcome to Sumter County, Florida—a hidden gem nestled in the heart of Central Florida, where the charm of small-town living meets the excitement of outdoor adventures. Known for its lush landscapes and friendly communities, Sumter County offers a unique blend of tranquility and accessibility. With its stunning natural parks, vibrant local markets, and rich history, this county is a perfect place for families, retirees, and anyone looking to embrace the Sunshine State lifestyle.

One of the most enticing aspects of Sumter County is the availability of homes priced under $250,000. This affordability makes it an attractive option for first-time homebuyers, investors, and those looking to downsize without sacrificing quality of life. Imagine finding your dream home in a community that boasts picturesque streets and a welcoming atmosphere—all without breaking the bank.

Sumter County is home to a variety of housing options, from cozy single-family homes to charming townhouses, all designed to suit diverse lifestyles and preferences. Many properties feature spacious yards, perfect for gardening or family gatherings, while others offer modern amenities that cater to today’s living standards.

In addition to its affordable housing market, Sumter County is conveniently located near major highways, making it easy to explore nearby attractions such as The Villages, Lake Sumter, and the stunning natural springs of the area. Whether you’re seeking a peaceful retreat or an active lifestyle, Sumter County has something for everyone. Discover your ideal home in this vibrant community today!

Newest Sumter County Homes under $250,000

20104 Sandalwood Drive Unit 104, Wildwood
$114,900
2 Beds ⋅ 2 Baths ⋅ Sandalwood Condminium SubDv. ⋅ 34785 Zip Code
Welcome to this ground-floor, Move In Ready, 2-bedroom, 2-bathroom, 1,100 sq. ft. condo in the sought-after Sandalwood community, offering maintenance-free living with fantastic potential to add your personal decorative touch! Situated with NO age restrictions just minutes from The Villages, Brownwood Paddock Square, I-75, UF Urgent Care, Publix, Home Depot, dining, and shopping. Inside, the open-concept layout is bathed in natural light and captures amazing, tranquil views of the scenic golf course. The smart floor plan includes a versatile enclosed sunroom—ideal for a home office, den, or hobby space—and a rare dual-entry design that provides a private entrance for the guest suite. Bring your custom design ideas—the major mechanicals are already completed with a 2021 A/C, 2021 water heater, 2021 dishwasher, and a brand-new 2026 washer/dryer combo. Low-maintenance living gives you plenty of time to enjoy the community pool, clubhouse, picnic pavilions, and brand-new pickleball courts. The seller is offering a $5,000 upgrade credit to the buyer at closing! Whether you are looking for a winter retreat, primary residence, or turnkey rental investment, you don’t want to miss this condominium!

20104 Sandalwood Drive Unit 104, Wildwood
766 Cr 485a, Lake Panasoffkee
$222,000
2 Beds ⋅ 1 Baths ⋅ Panasoffkee Retreats SubDv. ⋅ 33538 Zip Code
Enjoy the beauty of waterfront living on a spring-fed canal leading to the beautiful waters of Lake Panasoffkee! This charming 2-bedroom, 1-bath home features an additional room currently used as an office, a metal roof, a chain-link fenced yard, and a convenient carport. An enclosed family room with a bar provides the perfect spot for entertaining family and friends. Step outside and enjoy the waterfront amenities, including a boathouse, seawall with steps leading down to an aluminum dock, and a fish-cleaning sink, making it easy to clean your daily catch. A tool shed provides additional storage for your outdoor gear. The additional lot expands your possibilities with an RV pad and hookup, a detached screened enclosure, its own separate seawall with steps leading to a second aluminum dock, and a fire ring for gathering around outdoor fires. Enjoy the natural surroundings and an abundance of birds that add to the peaceful waterfront setting. With two waterfront access points and room for recreational vehicles, this unique property is perfect for boating enthusiasts, fishing lovers, weekend adventurers, or anyone seeking a relaxing waterfront retreat. Featuring the charm of Old Florida living, this property invites you to slow down, enjoy the outdoors, and experience the beauty of life on Lake Panasoffkee. Bring your boat, fishing gear, and love for the outdoors! Equal Housing Opportunity.

766 Cr 485a, Lake Panasoffkee
12130 Grand Oak Lane, Oxford
$166,500
2 Beds ⋅ 2 Baths ⋅ Lakeshore SubDv. ⋅ 34484 Zip Code
A beautifully designed manufactured home by Chariot Eagle®, the Sanctuary is ideal for downsizers, couples, or those needing an extra guest room. With 692 sq ft, this floorplan balances comfort and low maintenance perfectly. Modern stainless steel appliances (fridge, microwave, range oven, dishwasher). Luxurious features include LVT vinyl flooring, a farmhouse sink, tile showers, and more. HUD certification for a secure living environment. Large covered, screened in deck with a beautiful view!

12130 Grand Oak Lane, Oxford
12034 Lakeshore Way, Oxford
$164,500
2 Beds ⋅ 2 Baths ⋅ Lakeshore SubDv. ⋅ 34484 Zip Code
Located in Oxford, Florida, just minutes from shopping, dining, and entertainment. Lakeshore offers a peaceful, cottage-style living experience with exclusive access to private amenities, lush green spaces, and a welcoming neighborhood atmosphere. Come see this new construction home ready to move in.

12034 Lakeshore Way, Oxford
305 S Timber Trail, Wildwood
$130,000
2 Beds ⋅ 2 Baths ⋅ Continental Country Club, Timberwood Estates SubDv. ⋅ 34785 Zip Code
GORGEOUS 2-BEDROOM, 2-BATH HOME + OFFICE + GOLF CART GARAGE in the highly desirable 55+ gated golf community of Continental Country Club in Wildwood! Beautifully maintained and offering over 1,200 square feet of living space, this wonderful home delivers comfort, functionality, and an incredible Florida lifestyle. A spacious screened front porch welcomes you into this light and bright home, where the OPEN FLOOR PLAN, VAULTED CEILINGS, and generous living spaces create an inviting atmosphere throughout. The large Living Room flows seamlessly into the Dining Room, complete with a built-in hutch, while the well-appointed Kitchen offers an abundance of cabinetry and a beautiful tile backsplash. The generously sized Primary Suite provides plenty of room to relax and features excellent storage, while both bathrooms have been nicely updated. A versatile Office provides the perfect space for a home office, hobby room, or additional guest area. Step outside and you’ll appreciate the beautifully landscaped grounds, EXTENDED PAINTED-CONCRETE DRIVEWAY providing abundant parking and easy golf cart access, plus a spacious storage area that has been transformed into a GOLF CART GARAGE with a remote-operated garage door, along with a separate workshop area. A handicap-accessible ramp adds convenience and accessibility. Major updates include a 2020 HVAC SYSTEM, and the roof was RESEALED approximately two months ago. Some furniture is included, making this home even easier to enjoy from day one! But the real star is the INCREDIBLE CONTINENTAL COUNTRY CLUB LIFESTYLE. This secure, gated 55+ community features a beautiful 18-HOLE GOLF COURSE winding throughout the neighborhood, along with tennis, pickleball, a large heated swimming pool, fitness center, restaurant and bar, billiards, softball, basketball, horseshoes, driving range, two craft buildings, woodworking facilities, water access with a public boat ramp, and a dog park. Whether you’re looking for an active lifestyle, a peaceful place to relax, or a community filled with amenities and activities, this property checks all the boxes. COME SEE WHY CONTINENTAL COUNTRY CLUB IS SUCH A SPECIAL PLACE TO CALL HOME!

305 S Timber Trail, Wildwood
12033 Lakeshore Way, Oxford
$201,500
2 Beds ⋅ 2 Baths ⋅ Lakeshore SubDv. ⋅ 34484 Zip Code
New Construction and move in ready! Located in Oxford, Florida, just minutes from shopping, dining, and entertainment. Lakeshore offers a peaceful, cottage-style living experience with exclusive access to private amenities, lush green spaces, and a welcoming neighborhood atmosphere. This home is the Perry model with two-bedrooms, two-baths and a cottage style plan that wastes no space! This home features side-by-side bedrooms with an ensuite bath in the master, and a front porch (back porch is optional) to allow outdoor living at its finest.

12033 Lakeshore Way, Oxford
406 Kilgore Street, Wildwood
$240,999
3 Beds ⋅ 2 Baths ⋅ Barwicks Add/Wildwood SubDv. ⋅ 34785 Zip Code
Pre-Construction. To be built. PRE-CONSTRUCTION NEW HOME! Planned for Kilgore Street in Wildwood, FL, this 3-bedroom, 2-bath residence is designed with approximately 1,504 sq. ft. of living area and approximately 2,013 sq. ft. of total building area. The plans feature an open living area, kitchen/dining space, private bedrooms, two bathrooms, laundry, garage, front porch and rear covered outdoor space. Enjoy the opportunity to purchase a brand-new home before construction is complete. Buyer to verify all dimensions, specifications, finishes and features. Pre-construction pricing and terms are subject to change.

406 Kilgore Street, Wildwood
1 Rabbit Trail, Wildwood
$218,000
2 Beds ⋅ 2 Baths ⋅ Continental Camper Resorts Uni SubDv. ⋅ 34785 Zip Code
This stunning 2-bedroom, 2-bath home in Continental Country Club has been completely renovated by the seller and shines with a modern open floor plan, gorgeous stone countertops, new light and bath fixtures, drywall, NO CARPET, luxury vinyl plank flooring, and fully updated bathrooms featuring new sinks, toilets, and showers. The huge living room is a true showpiece—bright, airy, and anchored by an elegant electric fireplace that adds warmth and charm, along with awesome front windows that flood the space with natural light. Upgrades continue throughout with newer windows, metal roof, AC, an oversized 2-car garage, double driveway, and a massive, screened room perfect for relaxing or entertaining. This oversized corner lot provides extra space and privacy, and inside you’ll find a fantastic bonus room ideal for an office or pantry, plus an inside laundry room with W/D hookups and newer appliances including refrigerator, stove, microwave, and dishwasher. Storage is abundant with closets and cabinets everywhere perfect for anyone who loves having room for all their belongings. A comfort-focused ramp in the garage adds easy access for you and your guests. Located in a very active community just minutes from The Villages, dining, entertainment, golf, and the Super Walmart right outside the back gate, this beautifully updated home checks every box. Call your agent today and COME ON HOME!!

1 Rabbit Trail, Wildwood
2399 Cr 423, Lake Panasoffkee
$220,000
3 Beds ⋅ 2 Baths ⋅ Indian Estates SubDv. ⋅ 33538 Zip Code
SELLER PAYING $10,000.00 IN RATE BUY DOWN CREDITS Discover the perfect combination of modern finishes, thoughtful design, and convenient Central Florida living! Welcome to this beautifully designed, BRAND NEW 3-bedroom, 2-bathroom home offering 1,050 square feet of stylish living space in the Indian Estates community of Lake Panasoffkee, Florida. From the moment you arrive, you’ll appreciate the home’s charming modern farmhouse-inspired exterior, crisp white siding, contrasting dark accents, and welcoming curb appeal. Step inside to discover a bright, inviting interior featuring luxury vinyl plank flooring throughout, a neutral color palette, modern fixtures, recessed lighting, and sleek black ceiling fans. The heart of the home is the beautifully appointed kitchen, showcasing crisp white shaker-style cabinetry, elegant countertops, stainless steel appliances, abundant cabinet space, and a spacious center island perfect for meal preparation, casual dining, and entertaining. The open-concept layout creates a comfortable flow between the kitchen and living areas, making the most of every square foot. The thoughtfully designed floor plan offers three comfortable bedrooms and two beautifully finished bathrooms. The primary suite features a private bathroom complete with a spacious walk-in shower, stunning floor-to-ceiling marble-look tile, and a modern vanity. The additional bathroom offers a full bathtub and shower combination with coordinating tile finishes. Both bathrooms feature contemporary fixtures and stylish details. Large windows throughout the home welcome abundant natural light, creating an open and airy atmosphere. Sliding glass doors provide convenient access to the backyard, offering opportunities to create your own outdoor retreat. Outside, enjoy the spacious yard, mature trees throughout the surrounding area, and the peaceful charm of Central Florida living. LOCATION, LOCATION, LOCATION! Situated in Indian Estates in Lake Panasoffkee, this property offers a quieter residential setting while keeping you conveniently connected to the area’s rapidly growing destinations. Enjoy easy access to The Villages, the new Middleton Charter School campus, Wildwood’s expanding shopping and dining options, and nearby recreational opportunities. With convenient access to Interstate 75 and Florida’s Turnpike, commuting to Ocala, Tampa, Orlando, and surrounding Central Florida destinations is a breeze. Whether you’re searching for your first home, looking to downsize without sacrificing modern conveniences, or seeking a brand-new property with contemporary finishes, this home delivers exceptional appeal. Why settle for an older home when you can enjoy the beauty, comfort, and convenience of BRAND NEW CONSTRUCTION? Schedule your private showing today and discover everything this beautiful Indian Estates home has to offer!

2399 Cr 423, Lake Panasoffkee
26 S Bobwhite Road, Wildwood
$205,000
2 Beds ⋅ 2 Baths ⋅ Continental Camper Resorts Uni SubDv. ⋅ 34785 Zip Code
Turnkey Florida living awaits in this extensively renovated, fully furnished home, where exceptional workmanship, stylish light finishes, an oversized lot, and an active golf-community lifestyle come together to create an effortless retreat ready for immediate enjoyment. From the moment you arrive, the spacious driveway WITH a golf cart park/extra parking and welcoming screened room set the tone for relaxed indoor-outdoor living—perfect for morning coffee, evening wine, visiting with friends, or enjoying the passing wildlife and community activity. Inside, the thoughtfully reimagined open-concept layout offers a bright, spacious feel and flows seamlessly into the impressive island kitchen, complete with new appliances, abundant workspace, and ample storage. The generously sized guest bedroom and fully remodeled guest bath provide a comfortable private retreat for visitors, while the oversized primary suite features excellent closet space and a beautifully updated bath with room to relax and unwind. The Florida room is a true highlight, overlooking the large, oversized lot with peaceful views of the surrounding wilderness and abundant birdlife—an ideal setting for quiet mornings, leisurely afternoons, or simply enjoying the comfort of home. Practical amenities continue outdoors with a separate laundry room, workshop/shed and storage area, a dedicated golf cart garage, and a newer HOT WATER HEATER. A golf cart may also be negotiable with an accepted contract. Located in a highly active gated golf community in Wildwood, this home places you just minutes from The Villages, approximately one minute from Walmart, and close to shopping, dining, medical services, entertainment, and Central Florida attractions. Convenient access to I-75 and the Florida Turnpike makes exploring the region easy. Residents enjoy an exceptional lifestyle with golf, a community pool, fishing, softball, walking and biking paths, trails, two large dog parks, more than 50 clubs, Friday food trucks, community gatherings, barbecue opportunities, and a Veterans Memorial area that hosts special ceremonies and events. The property also includes a Resident Owner Certificate, offering the potential for a lower HOA fee. Whether you are seeking a full-time residence, seasonal escape, or investment opportunity, this turnkey home offers flexibility and immediate appeal. Buyers interested in rental potential may wish to explore the possibility of an existing or returning renter beginning in January, subject to applicable terms and approvals. Seller financing may also be considered with acceptable terms. With its extensive updates, furnishings, oversized lot, desirable location, and outstanding golf-community amenities, this exceptional home is ready to welcome its next owner. Schedule your private showing today before this opportunity is gone.

26 S Bobwhite Road, Wildwood
2459 Laurel Bay Lane, The Villages
$239,000
2 Beds ⋅ 2 Baths ⋅ Villages Of Sumter Swainwood Villas SubDv. ⋅ 32162 Zip Code
If you are seeking a perfect active retirement lifestyle, you can't beat The Villages of Sumter! This spacious 2bd/2ba home features a great room open concept of living, dining and kitchen all together. The enormous primary bedroom offers a walk-in closet and ensuite bath. It grants you all the ammenities of The Villages resort community of pools, golf courses, clubhouses and a host of activities and clubs to guarantee your opportunity to stay active in retirement. Don't wait, this one is priced right!

2459 Laurel Bay Lane, The Villages
12103 Grand Oak Lane, Oxford
$190,000
2 Beds ⋅ 2 Baths ⋅ Lakeshore SubDv. ⋅ 34484 Zip Code
RARE COTTAGE HOME in Lakeshore at Lake Andrew! Nestled beneath majestic oak trees draped in Spanish moss, this beautifully maintained 2023 cottage-style home offers a peaceful Florida lifestyle in Lakeshore at Lake Andrew, tucked along the western edge of The Villages. Inside, you’ll find a bright, open split-floor plan with high ceilings, crown molding, abundant natural light, luxury vinyl flooring throughout the main living areas, and ceramic tile in both bathrooms. The kitchen is the heart of the home, featuring stainless steel appliances, quartz countertops, upgraded fixtures, and an open layout overlooking the main living space and outdoor patio with a bar window that combines the two for easy indoor-outdoor living and entertaining. The enclosed patio room creates an inviting space for morning coffee, relaxing evenings, or enjoying the views of the front yard and mature trees. The private primary suite features large windows overlooking the garden, a spacious walk-in closet, and an upgraded bathroom with a tiled walk-in shower, glass door, quartz vanity, and pocket door for added privacy. On the opposite side of the home, the generously sized guest bedroom offers a double-door closet and easy access to the second full bathroom and built-in laundry area. Enjoy the lifestyle that comes with Lakeshore at Lake Andrew. The monthly fee includes the land lease, lawn care and landscaping, water, sewer, trash, cable, and high-speed internet, along with an impressive collection of amenities including a resort-style pool, pickleball courts, yoga and fitness room, fishing pier, dog park, EV charging, community garden, grills, and a cozy firepit gathering area. It’s low-maintenance living without giving up the fun. Whether you're looking for a comfortable full-time residence, an elegant seasonal escape, or a vacation home your guests will love, this rare cottage-style home offers something special: a beautiful place to live, a peaceful place to unwind, and a Florida lifestyle worth enjoying.

12103 Grand Oak Lane, Oxford
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